Minimize risk and payment defaults
Reliable data
Leveraging the FinX database and IBV (instant banking verification) technology, kiipr provides you with accurate, real-time non-institutional loan history.
Fast, easy access
Our user-friendly interface makes it easy to search and access non-institutional loan records, so you can make informed decisions quickly.
Detailed reporting
kiipr generates intuitive credit reports for each of your borrowers. You'll get details of non-institutional loans and payment defaults, along with your borrower's lending status with other private lenders.
Generate a new report, instantly.
In just a few minutes, access a detailed report on the desired person. This report will be available for 3 months in your customer portal.
Enter information
Fill in the required fields with your customer's personal information.
Make your request
Click Submit to have Kiipr search for a match across different databases.
View the report
If your customer has loans outside banking institutions, a PDF report will be available.
Pricing to suit your needs
Our flexible pricing adapts to your specific requirements, so you can keep your costs under control while benefiting from direct access to your borrowers' credit files.
Get 5 free credit profile requests when signing up.
Need customized integration with your existing financial software? We can give your development team access to our API for large-scale use.
Frequently asked questions
An online credit bureau for non-institutional lending is a platform that provides credit checking and borrower credit assessment services for lenders outside the traditional banking sector.
Non-institutional lenders need to assess the non-repayment risk of their potential borrowers. The services of an online credit bureau enable them to access accurate, up-to-date financial information to make informed lending decisions.
The process begins with the collection of relevant financial information from the borrower. This data is then analyzed to assess the borrower's creditworthiness and determine his or her risk of default.
A kiipr credit check report will include information on payment history, existing debts, credit history, and other relevant financial data.
Benefits include faster, more accurate loan decision-making, reduced risk of default, better loan portfolio management and improved operational efficiency.
Yes, online credit bureaus are required to comply with strict data security standards established by Soc II certification.
You can access the services by registering on the kiipr platform. Once registered, you can submit credit check requests and access borrowers' credit reports.
Online credit bureau services are particularly useful for lenders in the mortgage, small business loan, auto finance, micro lending, student loan, and other non-institutional lending sectors.
No, the results of the online credit check can also be used in other contexts, such as property leasing, cell phone contracts, and utilities.